• Financial Statement Analysis

    Financial Statement Analysis

    Collection of articles for understanding, reading and analyzing financial statements from the perspective of a creditor.

    Visit this section >>>

  • Online Financial Ratio Calculators

    Online Financial Ratio Calculators

    The section has online calculators and downloadable spreadsheets to calculate key financial ratios.

    Visit this section >>>

  • Financial Ratio Analysis

    Financial Ratio Analysis

    Vertical, Horizontal, Peer Group and common Ratio Analysis

    Visit this section >>>

  • Financial Statement - Training and Seminars

    Financial Statement - Training and Seminars

    Credit Guru Inc offers a course on Understanding Analyzing and Reading Financial Statement. No prior knowledge of accounting or finance is required.

    Visit our training site >>>

Understanding Networth or Equity

Understanding Networth or Equity

Understanding Equity [dropcap]Equity is defined as the residual interest in the assets of an entity that remains after deducting its total liabilities. It can also be defined as ‘Net Assets’....

Financial Statement Ratio Analysis - Liquidity Ratios

Financial Statement Ratio Analysis - Liquidity Ratios

Financial Statement Analysis - Liquidity Ratios  In analyzing Financial Statements for the purpose of granting credit, ratios can be broadly classified into three categories. Liquidity Ratio Efficiency Ratios Profitability Ratios 

Financial Statement Ratio Analysis - Efficiency Ratios

Financial Statement Ratio Analysis - Efficiency Ratios

Financial Statement Analysis - Efficiency Ratios  Efficiency ratios are ratios that come off the the Balance Sheet and the Income Statement and therefore incorporate one dynamic statement, the income statement and...

Financial Statement Ratio Analysis - Profitability Ratios

Financial Statement Ratio Analysis - Profitability Ratios

Financial Statement Analysis - Profitability Ratios [dropcap]Profitability Ratios show how successful a company is in terms of generating returns or profits on the Investment that it has made in the...

Measuring the 'Fiscal-Fitness' of a company: The Altman Z-Score

Measuring the 'Fiscal-Fitness' of a company: The Altman Z-Score Using Multiple Discriminant Analysis Edward Altman combined a set of 5 financial ratios to come up with the Altman Z-Score. This...

Financial Ratio Analysis Mega Calculator

Financial Ratio Analysis Mega Calculator is a tool created by Credit Guru Inc. for credit and financial analysts to conduct Financial Statement Analysis online. This invaluable online tool helps analyze...

Measuring Collection Performance

Measuring Collection Performance There are numerous collection measures for evaluating performance. There are measures to assess performance at the organizational level and others that get more granular in appraising the...

Credit Rating Scale

Credit Rating Scale

BOND RATINGS AND LONG TERM DEBT RATING SCALE The Coveted Credit Club of AAA Rating: In 2016 just two companies, Microsoft and Johnson & Johnson, were left with AAA ratings,....

 

Articles on Financial AnalysisFinancial Analysis Articles

Collection of articles for understanding, reading and analyzing financial statements from the perspective of a creditor...


 

Key Financial Ratios explainedFinancial Ratios

Vertical, Horizontal, Peer Group and common Ratio Analysis. This section elaborates and explains some key financial ratios.


 

Online Ratio CalculatorsOnline Ratio Calculators

The section features online calculators and downloadable spreadsheets to calculate key financial ratios...