Credit Guru Terms and Conditions

TERMS OF USE AND LEGAL DISCLAIMER

In using this website you are deemed to have read and agreed to the following terms and conditions:

The information, services and products available to you on this Web site may contain errors and is subject to periods of interruption. While Credit Guru.com/ Credit Guru Inc. does its best to maintain the information, services and products it offers on the Web site, it cannot be held responsible for any errors, defects, lost profits, or other consequential damages arising from the use of this Web site.

Credit Guru Inc.(hereafter referred to as Credit Guru.com) makes no representations whatsoever about other web sites which you may access through this one. When you access a non-Credit Guru.com web site, please understand that it is independent from Credit Guru.com, and that Credit Guru.com has no control over the content on that web site. In addition, a link to a non- Credit Guru.com web site does not mean that Credit Guru.com endorses or accepts any responsibility for the content, use, or products and services made available through such web site. 

IN NO EVENT WILL CREDIT GURU.COM BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES FOR ANY USE OF THIS WEB SITE, OR ANY OTHER HYPERLINKED WEB SITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER DATA OR OTHERWISE, EVEN IF WE ARE EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. 

INFORMATION ON THIS WEB SITE IS PROVIDED "AS-IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSIONS OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU. 

 IF YOU ARE DISSATISFIED WITH THIS WEB SITE, OR ANY PORTION THEREOF, YOUR EXCLUSIVE REMEDY SHALL BE TO CEASE USING THE WEB SITE.

Information on this web site may contain inaccuracies or typographical errors. Information may be changed or updated without notice. This web site does not constitute an offer or contract. 

 

COPYRIGHTED IMAGES AND MATERIAL

We take care that the images on our site are our own and protected. The website is built and maintained by third parties and there may be instances where a particular copyrighted content and/or material may have been placed on our site by error or oversight. In the event you believe that material or content published on the website may infringe on your copyright or that of another, please contact us. Contact: This email address is being protected from spambots. You need JavaScript enabled to view it.

 

Upon notification, we will investigate and remove the copyrighted material or content within 48hrs of such notification.

USE OF FORUM / MESSAGE BOARDS / DISCUSSION FORUM

This Web site contains certain message boards and forums which are provided as a free service to users who agree to abide by the following terms and conditions. Credit Guru.com assumes no responsibility for the accuracy, currency, completeness or usefulness of information, views, opinions or advice in any material on a message board contained on this Web site and it does not endorse any opinions or recommendations posted by others. The information posted here is the responsibility of the person or persons posting the message. Any user who violates the terms and conditions listed herein may be permanently banned from posting messages herein. Further, Credit Guru.com reserves the right to change these terms and conditions at any time and for any reason. 

You are entirely responsible and liable for any message you post or any message that is posted through your Account. You agree to refrain from the following actions while using a message board on this Website: 

harass, threaten, embarrass, or cause distress or discomfort upon another individual or entity; transmit any information, data, text, files, links, software, chat, communication or other materials that are unlawful, harmful, threatening, abusive, invasive of another's privacy, harassing, defamatory, vulgar, obscene, hateful, racially or otherwise objectionable; impersonate any person, including but not limited to a Credit Guru.com employee; post or transmit any advertising, promotional materials, or any other forms of solicitation, including but not limited to "junk mail," "spam," "chain letters," or unsolicited mass distribution of email; post or transmit third-party copyrighted information or in any way infringing on the intellectual property rights, contractual or fiduciary rights of others; start a thread on a message board that has to do with a stock or stocks (any message found under such thread may be deleted without prior notice); provide false information on your registration form, or impersonate someone else; post improper messages that are not related to that particular message thread or post more than twenty messages in six hours violate any applicable local, state, national or international law. 

You agree that Credit Guru.com in its sole discretion may remove posts by you or terminate your Account if it believes that you may have in any way violated the terms and conditions contained herein, or any subsequent modifications. Any suspected fraudulent, abusive or illegal activity may be grounds for termination of your account and may be referred to appropriate law enforcement authorities. Credit Guru.com shall not be liable to you or any third party for the termination of your account or any claims related to your termination. Credit Guru.com does not prescreen, monitor or edit messages posted on its message boards. Nonetheless, Credit Guru.com reserves the right to monitor or remove any information transmitted or received through the message boards. We rely on our users to bring violations to our attention, although we do not guarantee any action based upon such information. 

Should you object to any of the terms and conditions set forth herein or any subsequent modifications or become dissatisfied with the message boards in any way your only recourse is to immediately: (1) discontinue use of the message boards; (2) terminate your account; and (3) notify Credit Guru.com of termination by sending an e-mail to This email address is being protected from spambots. You need JavaScript enabled to view it.. Continued use of the message boards is an acceptance of the terms of use and any subsequent changes. 

 

DISCLAIMER OF WARRANITES FOR FORUM, MESSAGE BOARDS; DISCUSSION FORUM

YOU EXPRESSLY AGREE THAT USE OF MESSAGE BOARDS / FORUM CONTAINED ON THIS WEB SITE IS AT YOUR OWN RISK. CREDIT GURU.COM SHALL NOT BE RESPONSIBLE FOR ANY CONTENT FOUND ON THESE MESSAGE BOARDS. CREDIT GURU.COM EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. CREDIT GURU.COM MAKES NO WARRANTY THAT ITS MESSAGE BOARDS WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR FREE. 

YOU ACKNOWLEDGE AND AGREE THAT ANY MATERIAL, AND/OR DATA DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE MESSAGE BOARDS ON THIS WEB SITE IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGES TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF SUCH MATERIAL AND/OR DATA. 

CREDIT GURU.COM, ITS OFFICERS, DIRECTORS, OWNERS, AGENTS AND EMPLOYEES, SHALL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS OR INJURY RESULTING FROM THE USE OF THE MESSAGE BOARDS CONTAINED ON ITS WEB SITE, OR FOR ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE ON CONTENT CONTAINED IN ITS MESSAGE BOARDS.

CREDIT GURU.COM, ITS OFFICERS, DIRECTORS, OWNERS, AGENTS AND EMPLOYEES, SHALL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL, INDIRECT, OR SIMILAR DAMAGES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, RESULTING FROM THE USE OR THE INABILITY TO USE THE SERVICE. 

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. 

 

INDEMNIFICATION

You agree to indemnify and hold Credit Guru.com, its officers, directors, owners, agents and employees, harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of the message boards on Credit Guru.com's Web sites, the violation of these terms and conditions by you, or the infringement by you, or other user of the message boards using your computer, of any intellectual property or other right of any person or entity. Credit Guru.com reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you. 

 

COPYRIGHTED INFORMATION

The message boards on these Web sites may contain material that has been copied from another individual or entity. Please contact us if you believe someone has posted copyrighted information on a message board contained on these Web sites. Contact This email address is being protected from spambots. You need JavaScript enabled to view it. 

 

TERMINATION

Credit Guru.com reserves the right to terminate your Account at any time or for any reason, with or without notice. Once your Account is terminated you agree not to post on the message boards, or to assist or cause another person to post messages on your behalf. 

 

COPYRIGHT AND TRADEMARK NOTICES

All contents in these Web sites are Copyright " 1999- 2012 Credit Guru.com, . All rights reserved. 

Credit Guru is a trademark of Credit Guru.com and Credit Guru Inc.. All other marks that appear throughout these Web sites belong to Credit Guru.com, and are protected by Canada, U.S. and international copyright and trademark laws. Any use of any of the marks appearing throughout these Web sites without the express written permission of Credit Guru.com, is strictly prohibited.

 

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