Privacy Policy

Credit Guru.com, Inc. is strongly committed to protecting the privacy of its user community.

The intent of this privacy policy is to detail the information Credit Guru.com may gather about individuals who visit its Web sites, how that information is used, and Credit Guru.com's disclosure practices. Please note that this policy applies only to Credit Guru.com's Web sites and not to the Web sites of other companies or organizations to which we provide links.

Credit Guru.com gathers "site usage" information from all visitors to the Credit Guru.com Web sites. Such data is used in the aggregate, to help determine general usage patterns and fine tune layout in order to ensure that our sites are as useful and enjoyable as possible. This "site usage" and statistical information may be made public information at Credit Guru.com's discretion.

Please note that Credit Guru.com does not control all HTML served in conjunction with its sites. Credit Guru.com sites may include content from other parties that may perform user activity tracking other than that described herein. In particular, some of our partners may use "cookies" in ways that we do not.

Individually identifiable information will not be released without that individual's prior consent. Visitors are specifically asked for individually identifiable information when signing up to use certain Credit Guru.com services, such as the Credit message boards (Discussion Forums). In some instances, users may be asked for personal interest and demographic information in order to create a more customized user experience; however these fields will generally be optional.

From time to time, Credit Guru.com and/or its partners may wish to contact individual users regarding community news or to make promotional offers. However, such communications will only be stopped if users disapprove via email.

Credit Guru.com reserves the right to access and disclose individually identifiable information to comply with applicable laws and lawful government requests, to operate its systems properly or to protect itself or its users. Where practical, Credit Guru.com will attempt to obtain the prior consent of the individual prior to disclosing individually identifiable information. As mentioned above, we reserve the right to share aggregated "site usage" information with third parties.