COOKIE POLICY
This statement was last updated on 24 May 2019
NOTE: The information we collect does not enable us to identify any website visitor personally. No individual data or personal information is stored in our cookies.
WHAT ARE COOKIES?
"Cookies" are small text files that are stored on your computer or mobile device when you visit a website.
They allow the website to recognise your device and remember if you have been to the website before. Cookies are widely used by websites in order to make the website work more efficiently, as well as in providing information to the owners of websites on site usage and performance.
There are different types of cookies. Necessary cookies enable a site’s core functionality - a website cannot function properly without these cookies. You can disable necessary cookies by changing your browser preferences. Analytical cookies measure the pages a customer visits on a website - website owners collect this information to make site improvements and report on site usage. Third party cookies can be used for advertising purposes. You can read about the different types of cookies that we use on CreditGuru.com on this page..
HOW ARE COOKIES USED ON CreditGuru.com?
Some of the cookies we use are essential for site functionality.
Other cookies help us to improve your website experience, including the content and technical performance of Creditguru.com, by providing insights into how the site is used. For example, they allow us to count the number of visitors to specific pages, and to analyse website usage patterns and trends.
Some cookies help us to match relevant business support with your interests – this assistance may appear in the form of advertisements via websites you visit.
The information we collect does not enable us to identify any website visitor personally. No individual data or personal information is stored in our cookies.
MEASURING WEBSITE USAGE (Google Analytics)
We use Google’s ‘Google Analytics’ software to collect information about how you use CreditGuru.com. We do this to help make sure the site is meeting the needs of its users and to help us make improvements, for example improving site search.
Google Analytics cookies stores information about:
- Pages you visit on CreditGuru.com
- How long you spend on CreditGuru.com
- How you got to the site
- What you click on while you’re visiting the site
We do not collect or store your personal information (eg your name or address). We do not allow Google to use or share our analytics data.
Google Analytics sets the following cookies:
UNIVERSAL ANALYTICS
Cookie name |
Purpose of the cookie |
Expires |
_ga |
This helps us count how many people visit CreditGuru.com by tracking if you've visited before |
2 years |
_gid |
This helps us count how manay people visit CreditGuru.com by tracking if you've visited before |
24 hours |
_gat |
Used to manage the rate at which page view requests are made |
1 minute |
JavaScript detection
We measure how many people visiting CreditGuru.com are using JavaScript.
Cookie name |
Purpose of the cookie |
Expires |
has_js |
This tells us if you are browsing CreditGuru.com while running JavaScript |
Session cookie (when browser is closed) |
OUR INTRODUCTORY MESSAGE
You may see a pop-up welcome message when you first visit CreditGuru.com. We will store a cookie so that your computer knows you’ve seen it and knows not to show it again.
Cookie name |
Purpose of the cookie |
Expires |
cookie-agreed |
Saves a message to let us know that you've seen our cookie message |
3 months |
ADVERTISING & MEDIA
We occasionally advertise CreditGuru.com’s business support and guidance through third party sites (eg Twitter and LinkedIn). These sites use cookies to identify and display content based on your interests. The cookies also enable us to evaluate the success of any advertisements.
Third party sites set the following cookies:
Cookie name |
Purpose of the cookie |
Expires |
fr |
Facebook uses this cookie to show you CreditGuru.com support and guidance based on your interests and to report on and verify traffic from an online advert. |
90 days |
BizoID |
LinkedIn uses this collection of cookies to show you CreditGuru.com support and guidance based on your interests and to report on and verify traffic from an online advert. |
6 months |
UserMatchHistory |
6 months |
|
lang |
Session cookie (when browser is closed) |
|
bcookie |
2 years |
|
lidc |
24 hours |
|
guest_id |
Twitter uses this collection of cookies to show you CreditGuru.com support and guidance based on your interests and to report on and verify traffic from an online advert. |
2 years |
personalization_id |
2 years |
|
IDE |
These cookies allow us to advertise on third party websites through the Google Advertising network. Google uses this cookie to tailor advertising to you, and help match activity across devices. |
13 months |
test_cookie |
1 minute |
GUIDANCE ON HOW YOU CAN CONTROL COOKIES
Browser controls
You can use your web browser to:
- delete all cookies;
- block all cookies;
- allow all cookies;
- block ‘third-party’ cookies (ie, cookies set by online services other than the one you are visiting);
- clear all cookies when you close the browser;
- open a ‘private browsing’ / ‘incognito’ session, which allows you to browse the web without recording your browsing history or storing local data such as cookies (you should however be aware of the limitations of this feature in a privacy context); and
- install add-ons and plugins that extend browser functionality.
Where to find information about controlling cookies
- Microsoft Edge cookies information
- Internet Explorer cookies information
- Chrome cookies information
- Firefox cookies information
- Safari cookies information – mobile devicesand desktops
- Opera cookies information
Useful information
- A number of websites provide detailed information on cookies, including organd AllAboutCookies.org.
- The European Interactive Digital Advertising Alliance website Your Online Choicesallows you to install opt-out cookies across different advertising networks.
- Google has developed a browser add-on to allow users to opt-out of Google Analyticsacross all websites which use it. This is also available in the Chrome web store.
- Some browsers include a feature known as ‘Do Not Track’ or DNT. This allows you to indicate a preference that websites should not track you. However, whilst DNT is available in many browsers, websites are not required to recognise its request, so it may not always work. You can get help on how to use DNT in Microsoft Edge, Internet Explorer, Firefox, Chrome, Safariand Opera.
- Internet Explorer has a feature called Tracking Protection Listswhich allows you to import a list of websites you want to block.
- For more information on how private browsing works as well as its limitations, visit the support pages for your browser: Microsoft Edge, Internet Explorer, Firefox, Chrome, Safari (mobileand desktop) and Opera.