CreditGuru.com Cookie Policy

COOKIE POLICY

This statement was last updated on 24 May 2019

 

NOTE: The information we collect does not enable us to identify any website visitor personally. No individual data or personal information is stored in our cookies.

WHAT ARE COOKIES?

"Cookies" are small text files that are stored on your computer or mobile device when you visit a website.

They allow the website to recognise your device and remember if you have been to the website before. Cookies are widely used by websites in order to make the website work more efficiently, as well as in providing information to the owners of websites on site usage and performance.

There are different types of cookies. Necessary cookies enable a site’s core functionality - a website cannot function properly without these cookies. You can disable necessary cookies by changing your browser preferences. Analytical cookies measure the pages a customer visits on a website - website owners collect this information to make site improvements and report on site usage. Third party cookies can be used for advertising purposes. You can read about the different types of cookies that we use on CreditGuru.com on this page..

HOW ARE COOKIES USED ON CreditGuru.com?
Some of the cookies we use are essential for site functionality.

Other cookies help us to improve your website experience, including the content and technical performance of Creditguru.com, by providing insights into how the site is used. For example, they allow us to count the number of visitors to specific pages, and to analyse website usage patterns and trends.

Some cookies help us to match relevant business support with your interests – this assistance may appear in the form of advertisements via websites you visit.

The information we collect does not enable us to identify any website visitor personally. No individual data or personal information is stored in our cookies.

MEASURING WEBSITE USAGE (Google Analytics)
We use Google’s ‘Google Analytics’ software to collect information about how you use CreditGuru.com. We do this to help make sure the site is meeting the needs of its users and to help us make improvements, for example improving site search.

Google Analytics cookies stores information about:

  • Pages you visit on CreditGuru.com
  • How long you spend on CreditGuru.com
  • How you got to the site
  • What you click on while you’re visiting the site

We do not collect or store your personal information (eg your name or address). We do not allow Google to use or share our analytics data.

Google Analytics sets the following cookies:

UNIVERSAL ANALYTICS

Cookie name

Purpose of the cookie

Expires

_ga

This helps us count how many people visit CreditGuru.com by tracking if you've visited before

2 years

_gid

This helps us count how manay people visit CreditGuru.com by tracking if you've visited before

24 hours

_gat

Used to manage the rate at which page view requests are made

1 minute


JavaScript detection
We measure how many people visiting CreditGuru.com are using JavaScript.

Cookie name

Purpose of the cookie

Expires

has_js

This tells us if you are browsing CreditGuru.com while running JavaScript

Session cookie (when browser is closed)

 

OUR INTRODUCTORY MESSAGE

You may see a pop-up welcome message when you first visit CreditGuru.com. We will store a cookie so that your computer knows you’ve seen it and knows not to show it again.

Cookie name

Purpose of the cookie

Expires

cookie-agreed

Saves a message to let us know that you've seen our cookie message

3 months


ADVERTISING & MEDIA
We occasionally advertise CreditGuru.com’s business support and guidance through third party sites (eg Twitter and LinkedIn). These sites use cookies to identify and display content based on your interests. The cookies also enable us to evaluate the success of any advertisements.

Third party sites set the following cookies:

Cookie name

Purpose of the cookie

Expires

fr

Facebook uses this cookie to show you CreditGuru.com support and guidance based on your interests and to report on and verify traffic from an online advert.

90 days

BizoID

LinkedIn uses this collection of cookies to show you CreditGuru.com support and guidance based on your interests and to report on and verify traffic from an online advert.

6 months

UserMatchHistory

6 months

lang

Session cookie (when browser is closed)

bcookie

2 years

lidc

24 hours

guest_id

Twitter uses this collection of cookies to show you CreditGuru.com support and guidance based on your interests and to report on and verify traffic from an online advert.

2 years

personalization_id

2 years

IDE

These cookies allow us to advertise on third party websites through the Google Advertising network. Google uses this cookie to tailor advertising to you, and help match activity across devices.

13 months

test_cookie

1 minute

GUIDANCE ON HOW YOU CAN CONTROL COOKIES

Browser controls

You can use your web browser to:

  • delete all cookies;
  • block all cookies;
  • allow all cookies;
  • block ‘third-party’ cookies (ie, cookies set by online services other than the one you are visiting);
  • clear all cookies when you close the browser;
  • open a ‘private browsing’ / ‘incognito’ session, which allows you to browse the web without recording your browsing history or storing local data such as cookies (you should however be aware of the limitations of this feature in a privacy context); and
  • install add-ons and plugins that extend browser functionality.

Where to find information about controlling cookies

Useful information

This website uses cookies to ensure you get the best experience on our website.
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